In this day and age, investing money is a very intelligent move to consider undertaking to prepare for a better financial future. Contrary to popular belief, you do not need thousands upon thousands of dollars to conduct a beneficial investment. There are more than a handful of ways in which you can invest $1,000, but only a few of them are worth considering to take action.

The Top Ways to Invest $1,000.00.


Not every trading platform is made equal. There are several platforms that stand out from the competition due to being of a first-class structure and for simplifying the trading process. This type of platform permits the trade of different financial assets, including preferred stocks, mutual funds, cryptocurrency, common stocks, exchange-traded funds, futures contracts, fixed-income investments, among others. Two platforms that you should take into account are E*Trade and TD Ameritrade.


Bonds have always been one of the go-to options that investors rely on, as they provide a predictable income. Bonds are an ideal way to preserve income while investing. They tend to pay interest twice every year. If bonds are kept to maturity, you will be able to acquire the entire principal once the bond matures.

Peer-to-Peer Lending

This type of lending can be best defined as a lending-money practice to help businesses or individuals in need. There are several online companies that allow investors to easily begin peer-to-peer lending. One of the most popular p2p lending sites is You will be able to receive interest and principal every month as borrowers make their respective loan payments.

Savings Account

This type of account can permit you to earn a monetary return on your assets. The interest that you can acquire varies from bank to bank. At the moment, some of the banks that are paying the best interest are American Express National Bank, Citibank, Barclays Bank, and FNBO Direct.

Make the Most Out of Your Extra Cash, Today!

Taking into account one or more of the aforementioned investment options can lead you to make even more money and thus have more to invest in the near future. The more there is to invest, the more you will make. So, go ahead and make the most out of your extra cash, today!